TIDAL LOANS PROVIDES HARD MONEY LOANS LOANS IN TEXAS AND SURROUNDING AREAS.
Are you looking to invest in a new real estate market, but have no idea where to begin? Real estate investing can be an intimidating and complicated process, especially in the second largest state in the U.S. just behind Alaska! You need a lender that has both the experience and knowledge of the Texas market, and that is exactly what Tidal Loans provides Texas investors – over 50 years of experience!
Texas Private Money Lenders
Tidal Loans specializes in speed, simplicity, and above everything else, transparency. Tidal Loans offers Texas buyers competitive rates and transparent pricing – there are no hidden fees or surprises when you work with Tidal Loans.
Whether you are new or experienced with real estate investments, you probably don’t want to part with a considerable amount of cash up front or have your loan to be determined by your credit score or tax returns. This is where a hard money lender in Texas can help.
Hard Money Lenders in Texas
There are numerous hard money lenders in Texas in which to choose, but Tidal Loans will offer a fast, easy, and transparent way to fund your next real estate project without worrying about your credit. And, because Tidal Loans offer hard money loans, you won’t need to worry about putting a large amount of money down upfront while still getting your funds fast.
What are Hard Money Rental Loans in Texas?
A hard money loan is a form of short-term lending that is backed by the property itself – the asset – not your creditworthiness. A hard money loan doesn’t focus on your credit score; instead, it focuses on your property’s after repair value. This value is used to estimate what the property is worth. The term “hard” money means your lender is underwriting the loan on this hard asset – your property.
Hard money loans are quick and convenient – they tend to close much faster than traditional loans and you don’t need to dig up your tax returns or deal with other banking issues as you would if your credit was on the line. If you have found a lucrative real estate option and want to close quickly, a hard money loan may be perfect because of its overall convenience.
If you are an investor with a large number of outstanding loans, Tidal Loans can help you continue to leverage your real estate investments with a hard money loan. Tidal Loans also supports rehabilitation projects or properties that may be distressed, unlike conventional banks. A hard money lender like Tidal Loans will provide 100% of the purchase and repair cost, which essentially leaves you with more money!
Other Texas Investment Property Loans
Tidal Loans offers other investment property loan options throughout the Texas area. If you already have a property that needs some TLC, you can talk to us about our “Fix and Flip” Loans, which are designed specifically for investors who are interested in rehab and renovations to a fixer upper that you’d like to then sell for profit.
Texas buyers can also talk to Tidal Loans about a hard money refinance, which can help pull cash out of an investment. In fact, Tidal Loans has numerous private money loan programs in which to choose: new construction loans for builders and developers, temp to perm loans for our buy and hold investors seeking passive income, and transactional funding for wholesaler’s who need to double close with their seller. Tidal Loans will fund 100% of the closing with no cash out of pocket. Tidal Loans will offer a simple, fast, and transparent hard money loan for your investment needs. Avoid the red tape that goes along with bank financing and the time it takes to close traditional loan structures and look into a hard money loan.
Property Types | All 1-4 unit properties and multi-family properties considered |
Loan Types: | Fix and Flip Loans, Temp to Perm Loans, Hard Money Refinance Loans, New Construction Loans, Transactional Funding |
Markets | Houston, Austin, San Antonio and Dallas/Fort Worth, Texas and submarkets |
Loan Amounts | No Min- $3MM |
Term | 3 months – 5years |
Points | 2-4% |
LTV | Up to 70% on “as is” or “as repaired” value if repairs are included |
LTC | Up to 100% |